Clip Man


Daniel Einspanjer's journal

Data warehousing, ETL, BI, and general hackery

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Visa is even better than MasterCard. I remember being in Ivoty coast and only finding shops and ATM only accepting visa.

Being a European and spending my time in this continent, I have to agree.

For Payment around here, the most important thing still is hard cash. Believe it or not, having real Euros in your pocket is very important. ATM cards with the "Maestro" system work in most shops, but not sure if you have special fees on them when coming from overseas. VISA or MasterCard credit cards can be used in very many places nowadays, but don't expect them to work in every shop - when I recently bought my washing machine in a rather large store, they only took ATM or hard money, for example.

I just use my regular ATM card for cash withdrawal. It has a "plus" logo and believe it or not it accepted in more ATM in Europe than VISA or MasterCard in ATM in Canada. But maybe the banking system in the US is worse that I can imagine.

For the rest, VISA, MasterCard or Amex (if you want to be sure, have all three)

Travelex cashport

I will not use Travelex cashpassport again. There have been many times when I was charged fees when I didn't expect to. Also many transactions went through two currency conversions when none was needed. Also, they have been sitting
on my last transfer into the account for three days. I rang them and the auto answer told
me to call again later and disconnected. They are a rip off.

Use Chase ATMS

Use Chase ATMs and there is no withdrawal fee from Chase, regardless of amount. With no fee either from Travelex, you get your cash for free.

Just a heads-up.


Travelex cards

We have just come back from overseas and was charged card closing fee's and one card which has 7 pounds on it is totally useless as we will lose half of the value on closing the card or we can recharge it,but still be hit with 2 fee's .

Next time we will be using the old travellers cheque's less fee's, same security and full access to ALL of your money

10 months on and Im still waiting...

for my money from Travelex. Why oh why dp I continue to try to tewwk what had worked for 20 years of biz travel in Europe and Asia?

As much as Amex ticks me off from time to time:

1) Personal "disaster" insurance tied to homeowner's insurance, very inexpensive per year (like US$20)
2) Forget trying to save a little marginal expense - use Amex Travel whenever possible.
3) Some banks provide a VISA debit card that does not say "debit" on the card. Mine used to. As I'm on a personal crusade no to use retail credit, I just keep a second cash account with a VISA debit card.
4) AMEX, Amex, amex. Get and use local cash. In the 3rd world, use some "tradecraft" in your hotel room. One thing is to creatively hide 2 days worth of cash plus photocopies of your passport, visa, travel docs. You can trust the safes in 4-star hotels, maybe.
5) Maybe the days of walk-in, full service Amex offices are over, but their Travel Service is still great. Bad things do happen, and they can be very creative in helping you out.

Happy travels.

I've just had a simalar experence and just want shut of this card, I should have never have been talked into taking it.

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